Time Sensitive Provisions
For a variety of reasons, it is prudent to purchase travel insurance when you first book your trip (i.e. make your first payment for travel arrangements). Why? Most travel insurance policies contain one or more time sensitive provisions that broaden coverage. The time sensitive provisions which are included in most of our plans apply to several coverage enhancements, such as waiving of the Pre-Existing Conditions Exclusion.
Important Tip! It is generally a mistake to wait until final payment for your trip to purchase travel insurance because by buying earlier, you receive broader coverage at the same price.